Our Team

Stefanski Holmes Wealth Management, LLC:


James Stefanski, MBA, | Senior Client Services Associate

Jim Stefanski specializes in assisting his clients with developing distribution strategies for retirement, estate planning, corporate retirement plans, and business exit planning.

He assists his clients in developing a strategy to help:

  • Work toward protecting their principal investment
  • Work toward protecting against outliving their money and
  • Work toward providing income for the rest of their lives.

Jim strongly values openness and honesty and has a genuine concern for the welfare of those individuals, families, and businesses that place their trust in him.

"I truly enjoy working with people who are committed to assessing their financial future and implementing plans to work towards their objectives," explains Jim, "and by considering my client's goals, unique needs, time frames and risk tolerance, I can help educate my clients and provide options for them to make well-informed decisions toward meeting their financial goals."

Jim has been providing a broad and diversified range of financial services to clients throughout Livingston and Oakland counties since 1993.

Jim is a Senior Client Services Associate with LPL Financial, a Registered Investment Advisor, member FINRA/SIPC. Jim is also licensed in life, disability, health, and long term care. He attained his BS degree from Central Michigan University, Mt Pleasant, Michigan, and his MBA degree from Michigan State University, East Lansing, Michigan.

Jim, who resides in Pinckney, Michigan with his wife Janet, has lived in Livingston County for over 30 years and has served the community through the Howell Chamber of Commerce, Brighton Chamber of Commerce, Livingston Sunrise Rotary, Community Foundation for Southeast Michigan - Livingston, City of Howell Planning Commission and other city appointments.

E-mail at: James.Stefanski@LPL.com


Danielle Holmes, CFP® | Wealth Consultant

Danielle Holmes is dedicated to helping clients optimize the distribution phase of their retirement. By understanding the client’s unique situation, Danielle is able provide an individualized strategy that allows clients to make well-informed decisions towards meeting their financial goals.

She is passionate about building strong, trusting relationships. By providing education to her clients they can feel more confident about the decisions they make regarding their financial health. A commitment to excellence has always been a guiding principle in her interactions with clients.

Danielle provides guidance in the following areas:

  • Retirement Income Planning
  • Asset Protection Strategies
  • Investment and Asset Allocation Planning
  • Education Planning
  • Life, Disability and Long Term Care Insurance Options

 

Danielle, a CERTIFIED FINANCIAL PLANNER (TM) Practitioner, adheres to a professional code of ethics and fulfills annual continuing education requirements. Danielle earned a degree in Business Administration with a Finance concentration from the University of Michigan. She is an Independent Wealth Consultant with LPL Financial, a Registered Investment Advisor, member FINRA/SIPC. Danielle is also licensed in life, disability, health, and long term care. Licenses are held at LPL Financial.

E-mail at: Danielle.Holmes@LPL.com

Erica Stevens | Executive Assistant

Erica

Erica Stevens is an Executive Assistant at Stefanski Wealth Management, a wealth consulting firm, where she provides administrative and client support, including preparing and maintaining compliance and client files, correspondence, assisting with client events, and marketing support. Aided by LPL Financial’s technology and comprehensive training tools, Erica provides service for both clients and advisors.

Before Erica joined the Stefanski Wealth Management team, she spent over 10 years gaining experience as an office administrator. She has held positions in the financial planning sector, home improvement market and the marketing industry.

She strives to assist us in helping our clients meet and exceed their life goals with the highest level of customer service, organization and follow through. Erica can be reached at 517-715-3562.

E-mail at: Erica.Stevens@LPL.com


America Group Retirement Strategy Centers:



Tod Phillips ChFC, CLU | Financial Consultant

Tod R. Phillips has been a financial consultant for over 30 years and specializes in providing a broad range of investment opportunities that are designed to assist his clients in reaching their retirement goals and distribution planning needs once they have reached retirement.

Tod works with individuals, business owners and key executives to develop strategies in the following areas:

  • Retirement Plan Selection and Evaluation
  • Wealth Accumulation and Distribution
  • Investment and Asset Allocation Planning
  • Estate Planning
  • Life, Disability and Long Term Care Insurance Options
  • Business Succession Planning

Tod helps his clients seek financial freedom and independence through establishing clear goals and financial discipline. He works with his clients to prepare a plan that takes into consideration their goals, unique needs, time frames and risk tolerance. Tod is committed to educating his clients so they make well-informed decisions and find meaningful financial solutions for their retirement years.

Backed by a team of dedicated professionals and a company committed to service, Tod takes a long-term relationship approach to working with his clients.

Tod holds a Bachelor's of Science in Economics from Hanover College. He also received the designations of Chartered Financial Consultant and Chartered Life Underwriter. He is an active member at the Novi United Methodist Church. .

Tod resides in Novi, MI and has two daughters, Lara and Kimberly.


Sally Cholewka | Senior Para-Planner

Sally Cholewka is the Case Planner for the America Group, focusing primarily on Financial Planning, Case Design, and Business Development. She is responsible for assisting with case analysis and developing customized financial plans to address client goals. In addition, she provides training sessions with Financial Consultants to facilitate awareness and familiarity of planning techniques and plan formats. Sally is registered through LPL Financial as a Series 7 Registered Representative for Securities and as a Series 66 Investment Advisor Representative.

Prior to joining the America Group team, she worked at The PrivateBank as a Registered Investment Sales Assistant. Her training experience stems from her background in education. After graduating from the University of Iowa with a B.A. in Secondary Education and History, she actually began her career as a Social Studies teacher.


Benson Frost | Para-Planner & Advisor Services Team

Benson joined the America Group in 2014 and has six years of broad Financial Services and Insurance Industry experience. As a Business Development Specialist, Benson is responsible for assisting with Financial Planning, Case Design, Investment Research and transactional oversight and recordkeeping for America Group. With his broad insurance and finance background and a robust suite of financial software, Benson works closely with advisors to develop customized financial plans and portfolio analysis, which align with client goals and risk tolerance. He is also the team lead for Life, Disability and Long Term Care Insurance Solutions through LPL Insurance Associates. Benson is registered through LPL Financial as a Series 7 Registered Representative for Securities and as a Series 66 Investment Advisor Representative. He holds insurance licenses in the state of Michigan for life, health, property, and casualty.

After graduating from Western Michigan University in 2008, with a B.B.A in Personal Financial Planning, Benson started in the Financial Services industry immediately following graduation with a life insurance based broker dealer, and has held sales, service, and administrative roles. He has had a passion for personal finance and financial literacy, from a young age.

Benson lives in Trenton, MI where he lives with his wife Megan. In his leisure time, he enjoys playing volleyball, travel, photography, and spending time outdoors.

(248) 353-6570 x351
E-mail at: benson.frost@LPL.com


Industry Associations:

LPL Financial - Nation's largest independent broker/dealer (based on total revenue, as reported in Financial Planning magazine, June 1996 to 2016)

America Group Retirement Strategy Centers one of the premier financial services groups with LPL Financial in Michigan